/* Global Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Open Sans', sans-serif;
    line-height: 1.6;
    color: #333;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
    color: #2C3E50;
}

/* Color Variables */
:root {
    --primary-color: #FF6B6B;
    --secondary-color: #4ECDC4;
    --accent-color: #FFE66D;
    --dark-color: #2C3E50;
    --light-color: #FFFFFF;
    --gray-color: #F8F9FA;
}

/* Header Styles */
.jothi-header {
    background: var(--light-color);
    padding: 1rem 5%;
    box-shadow: 0 2px 5px rgba(0,0,0,0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.jothi-nav ul {
    display: flex;
    list-style: none;
    gap: 2rem;
}
.jothi-logo img{
    width: 150px;
    height: 50px;
}
.jothi-footer-info img {
    width: 120px;
    height: 40px;
}
.jothi-nav a {
    text-decoration: none;
    color: var(--dark-color);
    font-weight: 600;
    transition: color 0.3s ease;
}

.jothi-nav a:hover {
    color: var(--primary-color);
}

/* Hero Sections */
.jothi-hero,
.jothi-loan-hero,
.jothi-about-hero,
.jothi-service-hero,
.jothi-contact-hero {
    background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
    color: var(--light-color);
    padding: 8rem 5% 4rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.jothi-hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.jothi-hero h1,
.jothi-loan-hero h1,
.jothi-about-hero h1,
.jothi-service-hero h1,
.jothi-contact-hero h1 {
    font-size: 3rem;
    margin-bottom: 1rem;
    color: var(--light-color);
}

/* Feature Cards */
.jothi-features {
    padding: 4rem 5%;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    background: var(--gray-color);
}

.jothi-feature-card {
    background: var(--light-color);
    padding: 2rem;
    border-radius: 10px;
    text-align: center;
    transition: transform 0.3s ease;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
}

.jothi-feature-card:hover {
    transform: translateY(-5px);
}

.jothi-feature-card img {
    width: 80px;
    height: 80px;
}
/* Why Us Section */
.jothi-why-us {
    padding: 4rem 5%;
    text-align: center;
}

.jothi-benefits {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 2rem;
}

.jothi-benefit {
    padding: 2rem;
    background: var(--gray-color);
    border-radius: 10px;
    transition: transform 0.3s ease;
}

.jothi-benefit:hover {
    transform: translateY(-5px);
}
.jothi-benefit img {
    width: 60px;
    height: 60px;
}
/* Loan Products */
.jothi-loan-products {
    padding: 4rem 5%;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.jothi-loan-card {
    background: var(--light-color);
    border-radius: 10px;
    padding: 2rem;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
}

.jothi-loan-card img {
    width: 100%;
    border-radius: 5px;
    margin-bottom: 1rem;
}

/* About Page */
.jothi-mission {
    padding: 4rem 5%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.jothi-mission img {
    width: 400px;
    height: 300px;
}

.jothi-values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    padding: 2rem 5%;
}
.jothi-value-item img {
    width: 80px;
    height: 80px;
}
.jothi-timeline {
    padding: 4rem 5%;
    background: var(--gray-color);
}

.jothi-timeline-container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-top: 2rem;
}

/* Services Page */
.jothi-service-options {
    padding: 4rem 5%;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}
.jothi-service-card img {
    width: 100px;
    height: 100px;
}
.jothi-support-card img {
    width: 60px;
    height: 60px;
}
.jothi-contact-card IMG {
    width: 60px;
    height: 60px;
}
.jothi-calculator {
    margin-top: 2rem;
}

.jothi-calc-input {
    margin-bottom: 1rem;
}

.jothi-calc-input label {
    display: block;
    margin-bottom: 0.5rem;
}

.jothi-calc-input input {
    width: 100%;
    padding: 0.8rem;
    border: 1px solid #ddd;
    border-radius: 5px;
}

/* FAQ Section */
.jothi-faq {
    padding: 4rem 5%;
    background: var(--gray-color);
}

.jothi-faq-item {
    background: var(--light-color);
    margin-bottom: 1rem;
    border-radius: 5px;
    overflow: hidden;
}

.jothi-faq-question {
    padding: 1rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
}

.jothi-faq-answer {
    padding: 0 1rem;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

/* Contact Page */
.jothi-contact-container {
    padding: 4rem 5%;
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 4rem;
}

.jothi-contact-form {
    background: var(--light-color);
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
}

.jothi-form-group {
    margin-bottom: 1.5rem;
}

.jothi-form-group label {
    display: block;
    margin-bottom: 0.5rem;
}

.jothi-form-group input,
.jothi-form-group select,
.jothi-form-group textarea {
    width: 100%;
    padding: 0.8rem;
    border: 1px solid #ddd;
    border-radius: 5px;
}

/* Footer */
.jothi-footer {
    background: var(--dark-color);
    color: var(--light-color);
    padding: 4rem 5%;
}

.jothi-footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.jothi-footer a {
    color: var(--light-color);
    text-decoration: none;
}

.jothi-footer ul {
    list-style: none;
}

/* Buttons */
.jothi-cta-button,
.jothi-apply-button,
.jothi-calc-button,
.jothi-submit-button {
    background: var(--primary-color);
    color: var(--light-color);
    padding: 1rem 2rem;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    font-weight: 600;
    transition: background-color 0.3s ease;
    text-decoration: none;
    display: inline-block;
}

.jothi-cta-button:hover,
.jothi-apply-button:hover,
.jothi-calc-button:hover,
.jothi-submit-button:hover {
    background: var(--dark-color);
}

/* Responsive Design */
@media (max-width: 768px) {
    .jothi-header {
        flex-direction: column;
        padding: 1rem;
    }

    .jothi-nav ul {
        flex-direction: column;
        text-align: center;
        gap: 1rem;
    }

    .jothi-mission,
    .jothi-contact-container {
        grid-template-columns: 1fr;
    }

    .jothi-hero h1,
    .jothi-loan-hero h1,
    .jothi-about-hero h1,
    .jothi-service-hero h1,
    .jothi-contact-hero h1 {
        font-size: 2rem;
    }
}

/* Team Section */
.jothi-team {
    padding: 4rem 5%;
    text-align: center;
}

.jothi-team h2 {
    margin-bottom: 2rem;
}

.jothi-team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    padding: 2rem 0;
}

.jothi-team-member {
    background: var(--light-color);
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
}

.jothi-team-member:hover {
    transform: translateY(-5px);
}

.jothi-team-member img {
    width: 200px;
    height: 200px;
    border-radius: 50%;
    margin-bottom: 1rem;
}

.jothi-team-member h3 {
    margin: 1rem 0 0.5rem;
}

.jothi-team-member p {
    color: var(--dark-color);
    opacity: 0.8;
}

/* Support Section */
.jothi-support {
    padding: 4rem 5%;
    text-align: center;
    background: var(--gray-color);
}

.jothi-support h2 {
    margin-bottom: 2rem;
}

.jothi-support-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    padding: 2rem 0;
}

.jothi-support-card {
    background: var(--light-color);
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
}

.jothi-support-card:hover {
    transform: translateY(-5px);
}

.jothi-support-card img {
    width: 60px;
    height: 60px;
    margin-bottom: 1rem;
}

.jothi-support-card h3 {
    margin: 1rem 0 0.5rem;
}

.jothi-support-card p {
    color: var(--dark-color);
    opacity: 0.8;
    margin-bottom: 0.5rem;
}

.jothi-branch-locator {
    display: inline-block;
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    margin-top: 1rem;
}

.jothi-branch-locator:hover {
    color: var(--dark-color);
}